You might be looking for Blue Cross short-term disability.
If you need to find information related to short-term disability as part of your company’s group benefit plan, please check with your personnel or benefit department at work.
If you are looking to acquire disability coverage, you might want to look at Blue Cross Tangible Disability, which offers fairly low waiting periods before you can collect.
Survivors must complete the Dependency Claim form to file the claim. At the same time, survivors must provide official documents to establish their relationship to the deceased worker.
Loblaws employees are being offered a choice – - take away the benefits, take a lump sum payment, and go get your own.
The long-term disability plan will be reduced to a maximum benefit of $1500 per month, which should be topped up, or replaced, depending on the choice of keeping or removing the benefit plan.
If you are a Loblaws employee, allow us to help you sort this out.
Make the call and speak with us and get the “straight goods” on individual benefit and insurance plans!
As a broker, I have done the math, and we need to have a discussion about benefit priorities.
We are experienced benefit brokers that want to ensure that your money is not thrown away on unnecessary benefit plans that may not pay you anywhere near what you put into them. The truth is, individual benefit plans can be no where near as cost-effective as large company group plans, and this is often what people expect.
Are you really thinking of outlaying $100, 200, or $300 per month without consideration of the facts? A two minute phone call may save you thousands of dollars. We urge you to get the advice that may help you save a good portion of that hard-earned money? And, to set your priorities straight, it would be good to know where it really would hurt, wouldn’t it?
Hamilton: 905-667-4410
Toronto: 416-238-4410
Kitchener: 519-772-4810
Ottawa: 613-288-8194
Other regions: 1-866-856-6799
Thank you, and looking forward to speaking with you!
Here is an eye-opening and thought provoking video of an Alberta labs findings that has promise. Here is the link to information on their website. Note this video was from 2007:
The unemployment insurance opportunity will be extended to allow short-term disability to be addressed for the self-employed. Weighing the need and importance to the client should be compared with the cost, as with all insurance opportunities.
As a self-employed person you will not be able to claim for job loss (because you are your own boss), but you will be able to claim for disability, maternity leave, and other medical reasons.
In short, this means that the issue of short-term disability can be addressed, and the analysis should form part of your overall insurance planning.
The system will be voluntary, so an insurance broker should weigh in the importance you as a client would put on short-term disability.
Premiums can range up to $60 per month approximately, depending on income.
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