Self employed needs
Self-Employed Needs
You are part of the fastest growing business segment in our economy. You are on your own, your own boss. Isn’t that great?
If you have come from a background of working as an employee, you are likely used to having medical and dental coverage, long-term disability, and other job perks.
Many self-employed go into business for themselves with the goal of “having a better life”, so why do they often forgo the benefits that will ensure they stay in good health, or protect themselves if they do not?
If you have been self-employed for a long time, or have just recently started out on your own, please ask yourself these important questions:
- What will happen to me and my family if I should become sick or injured? How will it affect our lifestyle?
- What would happen if I contracted a major Critical Illness such as Cancer or if I had a heart attack or stroke?
- If I should die, would my family be O.K. financially? Would they have to move, downsize, or otherwise reduce their standard of living? Would I really want that? Is mortgage insurance really enough?
- Can I afford NOT to protect our lifestyle in the event of disability, Critical Illness, or death?
- Can I afford to not provide for medical and dental needs of my family? Am I avoiding the dentist because I feel it is an expense I can live without? (please see “your teeth are attached to your heart“)
The answers to these questions are important because it helps you assess what insurance would mean to you. Sadly, many self-employed individuals answer these questions too late (i.e. they have already become disabled), or tragically, they don’t answer them in their lifetime, but leave their families wondering why not.
Don’t let this happen to you. Contact me for a no obligation review of your insurance needs, and put peace of mind back into your self-employed mindset. After all, you’ve got enough to consider in growing your business!!
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Tags: self employed benefits